Net worth: November 2020

This month was mainly work work work, with Adelaide going into the world’s toughest and shortest covid lock down. My measly pre-super investments improved slightly, however my superannuation grew quite substantially (well in my opinion anyway). The main discretionary spending I did this month was early Christmas presents (I really like to get my gift buying done very early). Other than that a couple of nice meals, and part of some accommodation coming up.

Current situation

• Offset account $15,220.14
• Cash $7,927.54
• Investment portfolio $10,314.23
• Investment (Spaceship) $6,072.14
• Total property equity $299,422.52
• Super $314,784.16
• Total net worth $653,740.73  $20,672.63

Points of interest

• Paid off a small credit card balance (prior to the due date) and locked my card so it cannot be used anymore. Will likely remove it completed in the not too distant future
• Water bill paid
• Changed RAA roadside assist to the cheapest option to save some additional money per year
• Stopped automatic investment into Spaceship as I’m looking to leave this as it is and perhaps remove it completely in the future
• Spent approximately $270 on deposit for upcoming accommodation
• Monthly expenses (Note this does not include mortgage payments):
  • Good life 17%
  • Personal 38%
  • Home 35%
  • Transport 11%

Visuals